104–108 Norwell Street Affordable Homes: Prices, Income Limits and Application Status
104–108 Norwell Street affordable homes are open in Dorchester, Boston, on a first-come, first-served basis as of August 4, 2026. Four income-restricted condominiums remain available: one studio, one two-bedroom home, and two three-bedroom homes priced from $188,032 to $393,120.
Boston Metrolist lists August 31, 2026, as the application deadline but does not publish a closing time or time zone. Interested buyers should apply promptly through the Boston Home Center and have a mortgage pre-approval sufficient for the price of the home they want to purchase.
Quick answer: The original 12-home lottery closed on April 10, 2026. The current opportunity covers four remaining homes offered first come, first served. Being the first person to submit an Expression of Interest does not automatically secure a home. Buyers must meet the applicable 80% or 100% Area Median Income limit, qualify as first-time homebuyers, provide acceptable financing, pass income and asset review, and complete final City compliance certification before purchasing.
Applicants who need help understanding the regional listing platform can review the Boston Metrolist complete income-restricted housing guide. This page focuses exclusively on 104–108 Norwell Street and owns its available homes, prices, income limits, deadline, buyer requirements, and later sales-status updates.
Current Application Status and Deadline
Current status: Open, first come, first served.
Current deadline: August 31, 2026.
Published closing time: The current Boston Metrolist listing does not state one.
Published time zone: The current listing does not identify one.
Property address: 104–108 Norwell Street, Dorchester, Boston, Massachusetts 02121.
Opportunity type: Income-restricted affordable homeownership condominiums.
Application agent: Boston Home Center, part of the City of Boston Mayor’s Office of Housing.
Last project-page update: June 30, 2026.
Last status verification: August 4, 2026.
The first-come classification matters. An eligible household that completes the required steps earlier may move ahead of a later applicant interested in the same home.
Submission order does not replace:
Income eligibility.
Asset eligibility.
Mortgage qualification.
Household-size matching.
First-time homebuyer eligibility.
Preference verification when applicable.
Final Boston Home Center compliance certification.
The project originally opened as a 12-condominium lottery with an April 10, 2026, deadline at 5:00 p.m. The current official project page identifies four remaining homes and directs interested buyers to an Expression of Interest form.
The newer first-come status controls over older lottery language that may still appear in previous notices.
The difference between the original lottery and the current allocation stage is explained in Boston housing lotteries versus open waitlists and first-come opportunities.
Applicants can compare this project with other open Boston and Greater Boston affordable housing opportunities. That broader page owns the changing regional opportunity list, while all Norwell Street updates remain on this permanent project page.
104–108 Norwell Street Affordable Homes Still Available
The City of Boston currently identifies four homes as available.
The listed amounts are restricted purchase prices. They do not represent the buyer’s complete monthly housing cost.
Studio Home
Available homes: One.
Income tier: 80% AMI.
Restricted purchase price: $188,032.
Two-Bedroom Home
Available homes: One.
Income tier: 100% AMI.
Restricted purchase price: $348,088.
Three-Bedroom Homes
Available homes: Two.
Income tier: 100% AMI.
Restricted purchase price: $393,120 for each home.
Monthly condominium fees apply, but the current official project page does not publish a unit-specific fee for each remaining home.
Before committing to a purchase, ask the Boston Home Center for:
The condominium budget.
The monthly condominium fee.
Property-tax estimates.
Homeowners insurance requirements.
Utility responsibilities.
Parking terms.
Reserve-fund information.
Pending or planned assessments.
Any other recurring ownership charges.
The development includes off-street parking, limited on-site parking, laundry hookups, hardwood floors, fresh-air filtration, and solar panels intended to help reduce electricity costs.
The official materials also identify accessible first-floor homes and describe the building as wheelchair accessible.
Income Limits for the 80% AMI Studio
The remaining studio is restricted to a household whose gross annual income does not exceed the applicable 80% Area Median Income maximum.
The City of Boston publishes the following project-specific limits:
One-person household: $86,050.
Two-person household: $98,350.
Three-person household: $110,650.
Four-person household: $122,900.
Five-person household: $132,750.
Six-person household: $142,600.
These figures are maximum income limits. They are not target incomes and do not prove that a household can qualify for the mortgage.
The current Boston Metrolist record displays a $0 minimum annual income. This does not mean a buyer can purchase the studio without sufficient income or financing.
The buyer must still:
Obtain a mortgage pre-approval sufficient for the purchase price.
Satisfy the lender’s underwriting standards.
Demonstrate sufficient funds for applicable purchase costs.
Complete the City’s income and asset review.
The broader meaning of the percentage is explained in how Area Median Income affects affordable housing eligibility. The Norwell Street figures listed here control this project.
Income Limits for the 100% AMI Homes
The remaining two-bedroom and three-bedroom homes use the project’s 100% AMI maximum income limits.
One-person household: $107,600.
Two-person household: $122,950.
Three-person household: $138,300.
Four-person household: $153,650.
Five-person household: $165,950.
Six-person household: $178,250.
The household must disclose income for all people who will occupy the home.
The Boston Home Center may annualize current earnings and count both taxable and non-taxable income sources under program rules.
Applicants should not rely only on:
Last year’s tax return.
Current take-home pay.
A general online AMI calculator.
A citywide chart from another program.
A household estimate that excludes bonuses, benefits, or recurring payments.
The Boston Home Center performs the final household-income calculation.
Household Size and Bedroom Preference
The current project page states a preference for one person per bedroom.
This means household composition may affect priority among otherwise eligible buyers. It does not automatically prevent every smaller household from expressing interest.
The official current page does not publish a complete unit-by-unit occupancy chart for the four remaining homes.
The Boston Home Center must confirm:
Whether the household size is permitted for the selected home.
Whether another household receives one-person-per-bedroom preference.
Whether a reasonable accommodation affects bedroom need.
Which household members must be included in the application.
The general relationship between household composition and unit size is explained in how household size affects affordable housing eligibility. The Boston Home Center’s project-specific decision controls the Norwell Street purchase.
First-Time Homebuyer Requirements
Applicants must qualify as first-time homebuyers under the Boston Homes Lottery Program definition.
The review generally includes:
The applicant.
Any co-applicant.
The applicant’s spouse when applicable.
Current and recent property ownership interests.
Limited exceptions may apply to certain documented situations, including:
Some divorced single parents.
Certain inherited property interests that have ended.
Some mobile-home ownership.
Certain cooperative housing arrangements.
An exception is not automatic. The Boston Home Center decides whether the facts and documents satisfy the program definition.
Do not assume that a past property interest is excluded without disclosing it to the program reviewer.
Asset and Gift Rules
The current Boston Homes Lottery Program application package states that a household may be found ineligible when combined assets exceed $100,000.
It also states that no more than 50% of an otherwise eligible buyer’s assets may be a gift.
Assets Generally Counted
Cash.
Checking and savings accounts.
Stocks and bonds.
Investment accounts.
Cryptocurrency.
Real-estate equity.
Other items of financial value.
Assets Generally Excluded
The program materials generally identify the following as excluded unless the funds will be liquidated and used for the purchase:
Government-approved retirement funds.
Roth IRAs.
College savings plans.
Possible Business-Asset Review
An asset necessary to maintain the buyer’s primary income stream may receive additional consideration under the program’s review.
Applicants should disclose the asset and provide the records requested by the Boston Home Center rather than excluding it independently.
Income eligibility and asset eligibility are separate tests. A household may fall below the income ceiling and still require further review because of:
Assets.
Financial gifts.
Property ownership.
Financing.
Household composition.
First-time homebuyer status.
Mortgage Pre-Approval Requirements
The current Expression of Interest form states that only applicants with a loan pre-approval sufficient to support the purchase price will be considered eligible for the remaining homes.
The Boston Homes Lottery Program checklist calls for a current mortgage pre-approval for a condominium using:
A 30-year fixed-rate mortgage.
A loan-to-value ratio no higher than 97%.
The pre-approval must support the price of the specific home the buyer wants.
Current Prices to Match
Studio: $188,032.
Two-bedroom home: $348,088.
Three-bedroom home: $393,120.
A pre-approval below the applicable purchase price may not satisfy the Expression of Interest requirement.
The lender’s pre-approval does not replace City eligibility review. Similarly, City income eligibility does not guarantee that a lender will approve the mortgage.
Buyer Funds and Ownership Costs
The official current project page does not publish one fixed amount for:
Down payment.
Closing costs.
Prepaid taxes and insurance.
Mortgage reserves.
Inspection costs.
Legal fees.
Condominium charges.
Buyers must have sufficient funds to complete the purchase while remaining within the program’s asset and gift rules.
Monthly condominium fees must also be included in the lender’s affordability analysis.
Using a City homebuyer financial-assistance program may require a participating lender. A participating lender is not required merely to apply to the Boston Homes Lottery Program unless the buyer is seeking assistance that carries that condition.
Ask the lender and Boston Home Center for a written estimate of the funds needed before committing to the purchase.
Deed Restrictions and Owner-Occupancy Rules
The Norwell Street homes are deed-restricted and must be owner occupied.
City-produced affordable homes are subject to a 50-year resale restriction.
The program application also requires the buyer to:
Occupy the property as a primary residence within 60 days after mortgage closing.
Continue using the home as the primary residence.
Follow the restrictions on renting or transferring the home.
Obtain required approval before a future sale or refinancing.
A deed restriction preserves affordability by limiting how the home may be used and sold.
Before signing a purchase contract, review:
The Affordable Housing Covenant.
The resale-price formula.
Owner-occupancy requirements.
Leasing restrictions.
Refinancing requirements.
Capital-improvement rules.
The approval process for a future sale.
Consequences of violating the covenant.
Do not treat the restricted purchase price as equivalent to buying an unrestricted market-rate condominium.
Preferences and Accessible Homes
The original official marketing notice listed:
A Boston residency preference.
A preference for one person per bedroom.
The current project page repeats the one-person-per-bedroom preference.
A preference may affect priority among otherwise eligible applicants. It does not waive:
Income limits.
Asset limits.
Mortgage requirements.
First-time homebuyer rules.
Occupancy requirements.
Final compliance certification.
The general role of preference categories is explained in the affordable housing lottery preferences guide. The current Boston Home Center instructions determine which preferences apply during this first-come phase.
Official materials identify accessible homes on the first floor, and Boston Metrolist describes the building as wheelchair accessible.
A person with a disability or limited English proficiency may request a reasonable accommodation or language assistance.
Provide only the documentation the Boston Home Center says is reasonably necessary for the specific preference, feature, or accommodation requested.
How to Apply for the Remaining Norwell Street Homes
The current official route is the 104–108 Norwell Street Expression of Interest form administered by the Boston Home Center.
The form is intended for:
People who previously applied and were found eligible for the Boston Homes Lottery Program.
New applicants interested in the remaining first-come homes.
Confirm the Home You Want
Identify which remaining home matches:
Household size.
Income tier.
Mortgage qualification.
Bedroom need.
Accessibility need when applicable.
Ability to pay condominium and ownership costs.
Do not express interest in a home that the household cannot finance or does not qualify to purchase.
Obtain a Current Mortgage Pre-Approval
The pre-approval must be sufficient for the purchase price of the selected home.
Make sure the letter:
Is current.
Identifies the buyer.
Applies to a condominium.
Supports the required price.
Meets the program’s loan requirements.
Comes from a lender prepared to complete the transaction.
Complete the Expression of Interest
Provide the requested:
Contact information.
Household information.
Desired unit type.
Mortgage pre-approval amount.
Other preliminary eligibility details.
Submit one accurate form and keep the confirmation.
Respond to the Boston Home Center
Monitor:
Email.
Telephone messages.
Postal mail.
Spam and junk folders.
Respond within every deadline stated by the agent.
Complete the Program Review
The Boston Home Center may require a new Boston Homes Lottery Program application or an update to a previous application.
Submit the requested:
Income records.
Asset records.
Tax records.
Household documents.
Residency or preference evidence.
Mortgage documents.
Gift information.
Property-ownership information.
Complete Homebuyer Education
The buyer must complete the approved homebuyer education requirement before closing.
Wait for Final Certification
Do not treat Expression of Interest submission, preliminary eligibility, a viewing, or lender pre-approval as final approval.
The purchase cannot proceed until the Boston Home Center completes compliance review and provides the required authorization.
Boston Home Center Contact Information
Application agent: Boston Home Center.
Department: City of Boston Mayor’s Office of Housing.
Address: 26 Court Street, 8th Floor, Boston, Massachusetts 02108.
Email: HomeCenter@boston.gov.
Telephone: 617-635-4663.
Use the official contact for questions about:
Current unit availability.
Expression of Interest status.
Mortgage pre-approval.
Income limits.
Asset rules.
First-time homebuyer eligibility.
Required documents.
Preferences and accommodations.
Deed restrictions.
Purchase and closing steps.
Keep copies of every document and message submitted.
Documents You Should Prepare
The Boston Home Center may request additional records based on the household.
The current Boston Homes Lottery Program checklist identifies the following principal document categories.
Program Application
A completed and signed Boston Homes Lottery Program application when required.
Mortgage Evidence
A current lender pre-approval for a condominium and the relevant purchase price.
Tax Records
Signed federal tax returns with schedules and W-2 forms for the previous three years.
Current Employment Income
Pay stubs covering the most recent 30 days.
The agent may request additional employer or compensation information.
Self-Employment
A current year-to-date profit-and-loss statement and other requested business records.
Other Income
Records for:
Social Security.
Unemployment compensation.
Pensions.
Child support.
Alimony.
Benefits.
Recurring financial contributions.
Other income sources.
Assets
Three current months of statements from banks and other financial institutions.
The household must disclose every required account and source.
Adult Household Members
Full-time students may need school transcripts.
An adult household member with no income may need to sign a no-income affidavit.
Preference Evidence
Documents supporting Boston residency, household size, or a disability-related preference when applicable.
Homebuyer Education
A Homebuyer 101 certificate from an approved provider must be completed before closing.
The documents needed for affordable housing guide can help buyers organize records, but the Boston Home Center’s project-specific request controls.
Do not wait until the final day to collect documents. A first-come applicant may lose practical priority by failing to respond or submitting an incomplete package while another eligible buyer is prepared to proceed.
What Happens After You Express Interest?
Boston Metrolist describes several stages for a first-come homeownership opportunity.
Initial Contact
The Boston Home Center receives the buyer’s contact information, requested home, and mortgage pre-approval details.
Submitting the form does not reserve a unit.
Preliminary Eligibility Review
The agent checks whether the household appears to match:
The unit price.
The AMI tier.
Household requirements.
First-time buyer rules.
Financing requirements.
Current availability.
Property Information and Viewing
A selected applicant may be invited to view the home and receive condominium documents or additional property information.
A viewing does not constitute final approval.
Full City Certification
The Boston Home Center verifies:
Income.
Assets.
Household composition.
First-time buyer eligibility.
Preferences when applicable.
Financing.
Homebuyer education.
Other program requirements.
Purchase Process
An approved applicant may then proceed toward:
A purchase contract.
Lender underwriting.
Property inspection when applicable.
Condominium-document review.
Deed-restriction review.
Final loan approval.
Mortgage closing.
There is no separate lottery drawing for the current first-come phase.
The most common mistake is assuming that submitting the Expression of Interest reserves a home. It does not.
The home remains subject to:
Availability.
Household eligibility.
Mortgage financing.
City certification.
Property and condominium review.
Written instructions from the Boston Home Center.
What Happens After August 31, 2026?
The current Boston Metrolist deadline is August 31, 2026.
The listing does not state:
A closing time.
A time zone.
Whether the deadline may be extended.
Whether the listing can close early when a qualified buyer advances.
After August 31, the City may:
Close the listing.
Continue reviewing applications already received.
Extend the opportunity.
Update the available-unit count.
Return a home to the market.
Create a later application process.
Mark all homes as pending or sold.
This same permanent project page should be updated when:
The deadline passes.
A buyer is selected.
A home enters purchase processing.
A unit returns to the market.
A waitlist is created.
All homes are sold.
Do not rely on an older social media post or the original April lottery notice to determine whether a home remains available.
A separate deadline, price, income, result, or annual article should not be created for the same Norwell Street project.
Current Norwell Street Application Decision
Four 104–108 Norwell Street affordable homes remain open on a first-come, first-served basis through August 31, 2026, unless the Boston Home Center changes the listing sooner.
The remaining inventory includes:
One studio at $188,032 and 80% AMI.
One two-bedroom home at $348,088 and 100% AMI.
Two three-bedroom homes at $393,120 and 100% AMI.
Apply promptly with a mortgage pre-approval sufficient for the selected purchase price.
Early submission does not guarantee a sale. The Boston Home Center must verify:
Household income.
Household assets.
First-time homebuyer eligibility.
Household composition.
Financing.
Preferences when applicable.
Deed-restricted purchase requirements.
Do not assume that a home is reserved until the Boston Home Center completes compliance review and gives written confirmation.
Last verified: August 4, 2026.
Official sources reviewed: Boston Metrolist, the Boston Home Center project page, the Norwell Street Expression of Interest form, and the Boston Homes Lottery Program application materials.
All later unit availability, buyer selection, price, deadline, closing, resale, or sold-status updates must remain on this same permanent project URL.