Effective date: August 2, 2026
These Terms of Use govern your access to and use of Housing Help America, available at https://usa.iskaneg.com.
By accessing, browsing, or using this website, you acknowledge that you have read and agree to these Terms of Use. If you do not agree with these Terms, discontinue use of the website.
About Housing Help America
Housing Help America is an independent informational website that publishes educational content about U.S. housing programs, rental assistance, affordable housing, homeownership assistance, tenant rights, home repair programs, and related housing topics.
Housing Help America is not a government agency, housing authority, property manager, lender, law firm, real estate broker, housing counselor, financial adviser, medical provider, or social-services agency.
No Government Affiliation
Housing Help America is not affiliated with, endorsed by, sponsored by, or operated by the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, the U.S. Department of Veterans Affairs, the Federal Emergency Management Agency, a state housing agency, a public housing authority, a local government, or any other government entity.
References to government agencies, housing programs, forms, regulations, benefits, or official websites are provided for informational and educational purposes only.
Informational and Educational Use Only
The information published on Housing Help America is provided for general informational and educational purposes.
Website content does not constitute individualized legal, financial, tax, mortgage, real estate, medical, disability, social-services, or housing eligibility advice.
Official regulations, applications, notices, contracts, leases, court documents, program manualsWebsite content does not constitute individualized, lender requirements, and agency instructions control over any summary or explanation published on this website.
No Professional Relationship
Using Housing Help America, reading an article, submitting a comment, or communicating through the website does not create an attorney-client, financial-adviser, housing-counselor, broker-client, fiduciary, agency, lender-borrower, or other professional relationship.
Readers who need advice about a specific legal, financial, housing, mortgage, medical, or eligibility matter should contact an appropriately qualified professional or the official agency responsible for the matter.
No Housing Application Is Submitted Through This Website
Housing Help America does not accept, process, approve, deny, or review applications for housing, rental assistance, vouchers, loans, grants, repairs, public benefits, or waiting lists.
Using this website does not:
- Submit a housing application
- Add anyone to a waiting list
- Reserve an apartment or housing unit
- Create priority for housing assistance
- Apply for a government benefit
- Submit a mortgage or loan application
- Start an appeal, hearing, or legal proceeding
- Extend an application or court deadline
Applications and official requests must be submitted directly to the responsible agency, housing authority, property manager, lender, court, or program administrator.
No Guarantee of Eligibility or Approval
Housing Help America does not guarantee that any person will qualify for, receive, or retain:
- A housing voucher
- An affordable apartment
- Public housing
- Rental assistance
- A grant or repair program
- A mortgage or home loan
- Down payment assistance
- Foreclosure or eviction assistance
- A waiting-list position
- A favorable appeal or court decision
- Any other housing benefit or service
Eligibility and approval may depend on income, household composition, disability or age requirements, funding, local preferences, property availability, application timing, waiting-list position, documentation, screening, lender underwriting, and other program-specific rules.
Accuracy and Updates
Housing Help America aims to provide accurate and useful information based on available official sources.
However, housing laws, regulations, program funding, application procedures, income limits, rents, deadlines, agency contacts, property availability, and waiting-list status may change.
We do not guarantee that every page will always be complete, current, error-free, or applicable to every state, county, city, property, household, or program generation.
Readers are responsible for confirming material information with the official agency or administrator before making a financial, legal, housing, or application decision.
Time-Sensitive Housing Matters
Eviction, foreclosure, discrimination, benefit termination, application, hearing, appeal, and court deadlines may be short.
Do not ignore an official notice or delay contacting the responsible agency, court, qualified attorney, legal-aid provider, or HUD-approved housing counselor because of information found on this website.
Housing Help America is not responsible for monitoring or extending any deadline.
User Responsibilities
By using this website, you agree to:
- Use the website only for lawful purposes
- Verify important information with official sources
- Protect your personal and financial information
- Avoid submitting sensitive information through public comments
- Respect intellectual-property and privacy rights
- Avoid interfering with the website’s security or operation
- Avoid representing website content as an official government decision
Prohibited Uses
You may not use Housing Help America to:
- Engage in unlawful, fraudulent, deceptive, abusive, or harmful activity
- Impersonate Housing Help America, a government agency, or another person
- Falsely claim government affiliation, approval, or endorsement
- Promise guaranteed housing, vouchers, grants, loans, or waiting-list priority
- Collect personal information from other visitors without authorization
- Post Social Security numbers, bank information, passwords, medical records, or other highly sensitive information
- Transmit spam, malware, phishing content, or malicious code
- Attempt unauthorized access to website systems, accounts, or data
- Disrupt or overload the website or its hosting services
- Copy, scrape, reproduce, or redistribute substantial website content unlawfully
- Remove copyright, attribution, or ownership notices
- Use website content to create misleading applications, advertisements, or official-looking notices
Intellectual Property
Unless otherwise stated, original articles, explanations, organization, graphics, branding, and other original content published by Housing Help America are protected by applicable intellectual-property laws.
You may link to publicly available pages and quote a reasonable portion of an article for legitimate commentary, education, reporting, or reference when permitted by law.
Any quotation should include clear attribution to Housing Help America and a link to the original page.
You may not republish an entire article, systematically copy website content, remove attribution, create a duplicate website, or commercially redistribute original content without prior written permission or another lawful basis.
Government and Third-Party Materials
Government documents, statutes, regulations, forms, logos, trademarks, photographs, quotations, and third-party materials remain subject to their respective ownership, public-domain status, licenses, and legal restrictions.
The inclusion of government or third-party material does not transfer ownership to Housing Help America and does not imply endorsement by the relevant organization.
Comments and User Submissions
If comments or submission features are enabled, you are responsible for the content you submit.
You must not submit content that is unlawful, threatening, abusive, discriminatory, defamatory, misleading, fraudulent, invasive of privacy, infringing, or harmful.
Do not post confidential information, private addresses, telephone numbers, application numbers, financial information, passwords, medical records, or unredacted legal documents.
We may review, moderate, edit for formatting, restrict, remove, or disable comments and submissions that violate these Terms or create safety, privacy, legal, or security concerns.
Submitting a comment or message does not guarantee publication or a response.
Third-Party Links
Housing Help America may link to government agencies, public housing authorities, state housing agencies, local governments, lenders, properties, legal-aid providers, housing counselors, and other third-party websites.
These links are provided for convenience, reference, and source verification.
Housing Help America does not control or guarantee the accuracy, availability, security, privacy practices, services, eligibility decisions, products, or transactions of third-party websites.
A link does not necessarily constitute endorsement, sponsorship, partnership, or approval.
Third-Party Services and Embedded Content
The website may use or display services supplied by Blogger, Google, analytics providers, video platforms, mapping services, advertising providers, or other third parties.
Third-party services may be governed by their own terms, privacy policies, and technical requirements.
Housing Help America is not responsible for interruptions, errors, security issues, or actions controlled by those third-party services.
Advertising
Housing Help America does not currently intend to display advertising, but advertising may be enabled in the future.
If advertisements, sponsorships, or affiliate links are used, they may generate compensation for the website.
The appearance of an advertisement does not mean that Housing Help America or a government agency endorses the advertiser, property, lender, product, service, or claim.
Readers are responsible for independently evaluating any commercial offer before providing personal or financial information.
Website Availability
We may update, modify, suspend, restrict, or discontinue any page, feature, or part of the website at any time.
We do not guarantee that the website will always be available, uninterrupted, secure, or free from technical errors.
Disclaimer of Warranties
To the maximum extent permitted by applicable law, Housing Help America and its content are provided on an “as is” and “as available” basis.
We make no warranty that the website or its content will be complete, current, uninterrupted, error-free, suitable for a particular purpose, or sufficient for an individual housing, legal, financial, or eligibility decision.
Limitation of Liability
To the maximum extent permitted by applicable law, Housing Help America and its owners, administrators, authors, and contributors will not be liable for losses, damages, missed deadlines, denied applications, housing decisions, financial decisions, legal consequences, third-party actions, website interruptions, or reliance on website content.
This limitation does not exclude liability that cannot legally be excluded or limited under applicable law.
Privacy
Your use of the website is also subject to the Housing Help America Privacy Policy.
Review the Privacy Policy to understand how information may be handled when you use the website.
Changes to These Terms
We may update these Terms of Use when website practices, services, technologies, or legal requirements change.
The effective date displayed at the top of this page will identify the latest published version.
Continued use of the website after updated Terms are published means that the website will be used subject to the revised Terms.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply to the maximum extent permitted by law.
No Waiver
Failure to enforce a provision of these Terms does not waive the right to enforce that provision or another provision later.
Entire Agreement
These Terms of Use, together with the Privacy Policy and any additional policy displayed on the website, form the agreement governing use of Housing Help America.
Contacting the Website
Questions about these Terms may be submitted through any contact method made available on Housing Help America.