The 1400 Mission Street Affordable Home Listing is open for applications as of August 4, 2026. Unit 212 is a one-bedroom Below Market Rate condominium in San Francisco’s South of Market neighborhood, priced at $355,747. Applications must be submitted through DAHLIA by August 17, 2026 at 5:00 p.m. Pacific Time. You must still pass the City’s household, income, homebuyer, mortgage, and document reviews after the lottery.
Quick answer: One home is available at 1400 Mission Street Unit 212. It has one bedroom, one bathroom, approximately 649 square feet, and monthly HOA dues of $597. The current listing permits households at up to 120% of Area Median Income under temporary buyer adjustments. A lottery position does not guarantee approval, financing, or the right to purchase the home.
Last verified: August 4, 2026 at 7:24 a.m. Pacific Time. Recheck the official DAHLIA listing before applying because the deadline, showing information, or status may change.
Current Status of the 1400 Mission Street Affordable Home Listing
- Application status: Open.
- Application opened: July 24, 2026.
- Application deadline: August 17, 2026 at 5:00 p.m. Pacific Time.
- Opportunity type: Below Market Rate homeownership resale.
- Official application system: DAHLIA San Francisco Housing Portal.
- Jurisdiction: San Francisco, California.
- Available homes: One.
- Current result status: Lottery results and buyer selection have not been posted.
This URL will remain the permanent project page after the application period closes. It will be updated to show whether results are pending, a buyer is undergoing review, alternates are being considered, the unit is under contract, or the restricted sale has closed.
For other active ownership opportunities, use the open San Francisco BMR homes for sale on DAHLIA page. That parent page tracks the citywide inventory, while this page covers only Unit 212.
Unit 212 Price, Size and Monthly HOA Cost
- Address: 1400 Mission Street, Unit 212, San Francisco, California 94103.
- Neighborhood: South of Market.
- Sales price: $355,747.
- Property type: Condominium.
- Bedrooms: One.
- Bathrooms: One.
- Approximate size: 649 square feet.
- Monthly HOA dues: $597.
- Parking: No deeded parking space is included.
- Building year: 2015.
The $597 HOA payment is separate from the mortgage. A buyer’s complete monthly housing cost may also include property taxes, homeowners insurance, utilities, and future HOA increases or assessments permitted by the condominium documents.
The restricted price does not provide the same ownership rights as an unrestricted market-rate condominium. The successful buyer must accept BMR owner-occupancy, monitoring, transfer, and resale controls.
Who Can Apply for 1400 Mission Street Unit 212?
Applicants must meet the requirements for this particular resale as well as the Mayor’s Office of Housing and Community Development homeownership rules. Being below the maximum income limit does not by itself establish eligibility.
- First-time homebuyer: Household members generally cannot have owned residential property during the previous three years unless an official exception applies.
- Income eligibility: The household’s program-calculated income cannot exceed the limit for its size.
- Mortgage readiness: The application must include acceptable mortgage preapproval.
- Homebuyer education: The household must complete approved education, subject to the temporary timing adjustment for this listing.
- Buyer funds: The household must document enough money for the required contribution, closing expenses, and reserves.
- Owner occupancy: The approved household must use Unit 212 as its primary residence.
- Final certification: The City, lender, and transaction parties must approve the buyer and financing before closing.
The national distinction between renting an income-restricted apartment and purchasing a restricted home is explained separately in affordable rental housing versus affordable homeownership lotteries .
Current 120% AMI Income Limits
Unit 212 is associated with a 100% AMI restriction, but its current resale listing applies a temporary 20% increase to the qualifying-income limit. The maximum household income for this sale is therefore calculated at 120% AMI.
- One-person household: Maximum annual income of $136,150.
- Two-person household: Maximum annual income of $155,650.
- Three-person household: Maximum annual income of $175,100.
These amounts are maximum limits, not automatic approvals. The City calculates program income under its own rules, which may differ from the income a mortgage lender uses for underwriting.
The guide to minimum and maximum income rules for income-restricted housing explains why a household can remain below the maximum limit but still lack enough qualifying income to finance a particular home.
Household Composition and Occupancy Review
The current listing publishes income limits for households of one, two, or three people. Every person who will occupy the home must be reported accurately, regardless of age or whether that person earns income.
Do not exclude a household member simply to fit an income limit, and do not include someone who will not actually live in the home. A household change can trigger another eligibility review and may affect the application.
Is There a Fixed Minimum-Income Requirement?
The official listing does not publish one fixed minimum-income amount. Instead, the applicant must obtain sufficient mortgage preapproval and show that the proposed financing and total housing costs meet the lender’s and MOHCD’s requirements.
A household can fall below the maximum income limit but still be unable to purchase the home if it cannot qualify for enough financing or document the required buyer funds.
Temporary Buyer Eligibility Adjustments
The current resale includes temporary adjustments intended to help complete this transaction. They do not permanently remove the restrictions attached to Unit 212.
- Higher qualifying-income limit: Applicants may qualify at up to 120% AMI instead of the unit’s underlying 100% AMI level.
- Asset-income treatment: Imputed income generated from assets may be excluded when program income is calculated under the listing-specific adjustment.
- Education timing: Homebuyer education may be completed after the initial application is submitted.
- Larger down payment: The buyer may use a down payment exceeding 50% of the sales price.
Applicants must still disclose their assets and document the source of money used in the transaction. Excluding imputed income from assets does not mean assets can be hidden or omitted.
These adjustments are scheduled to expire June 30, 2027 unless MOHCD extends them. They apply to this sale and will not necessarily be available when Unit 212 is sold again.
Mortgage Preapproval, Down Payment and Required Buyer Funds
The application requires a mortgage preapproval letter dated within the previous 120 days. The preapproval should reflect the actual purchase opportunity and should not be confused with a casual online affordability estimate.
Current San Francisco BMR buyer materials generally require applicants to prepare for:
- Minimum down payment: At least 1% of the purchase price, subject to the approved transaction structure.
- Approximate 1% amount: About $3,557 based on the $355,747 sales price.
- Closing costs: Commonly estimated near 3% of the price, although actual lender, title, escrow, and prepaid costs can differ.
- Approximate 3% estimate: About $10,672 for preliminary planning, not a guaranteed quote.
- Reserves: Two months of proposed housing expenses may be required and generally must be documented as seasoned funds.
- Source documentation: Gifts, transfers, deposits, borrowed funds, and other contributions may require written explanations and supporting records.
The listing’s temporary adjustment permits a down payment greater than 50%. It does not guarantee that every loan structure or source of money will be approved.
First-Time Homebuyer and Education Requirements
The current listing continues to require first-time homebuyer eligibility. Household members generally must not have owned residential property during the preceding three years unless MOHCD confirms that a program exception applies.
The listing allows approved homebuyer education to be completed after the initial application. The course must still be completed at the required stage before final purchase approval and closing.
Mortgage eligibility and BMR program eligibility are separate:
- The lender: Reviews credit, income stability, debts, available funds, and repayment ability.
- MOHCD: Reviews program income, assets, household composition, first-time buyer status, education, preferences, and restricted-homeownership compliance.
- The transaction parties: Review the purchase contract, title, condominium records, financing, and closing documents.
Lottery Preferences for Unit 212
The DAHLIA listing identifies the following preference categories. A preference can affect application order but does not waive any buyer-eligibility requirement.
- Certificate of Preference: For a household with a qualifying certificate connected to displacement by the former San Francisco Redevelopment Agency.
- Displaced Tenant Housing Preference: For a household holding an approved certificate under San Francisco’s qualifying displacement rules.
- Live or Work in San Francisco: For a household with a member who lives in San Francisco or performs at least 75% of that person’s working hours in the city.
Qualifying U.S. military veterans may receive priority within an applicable preference category. Veteran status does not replace the requirement to qualify for another category shown on the listing.
Claim only a preference you can prove. Selecting a category without acceptable documentation does not establish priority and can delay the review.
Accessible Housing and Reasonable Accommodation
The current DAHLIA listing does not identify Unit 212 as a separately designated accessible-unit opportunity. Applicants should review the actual unit and building features to determine whether they meet the household’s needs.
A person with a disability may request a reasonable accommodation needed to access the application, property showing, document review, or another part of the process. An accommodation request does not guarantee the home and does not waive income, financing, or buyer requirements.
How to Apply Before the August 17 Deadline
- Find the current DAHLIA listing named “1400 Mission Street Unit 212.”
- Confirm that the application status still shows open.
- Review the price, HOA dues, household-income limits, and homebuyer rules.
- Sign in to DAHLIA or begin the official online application.
- Enter every person who will occupy the home.
- Report income, assets, employment, housing history, and ownership history accurately.
- Claim only preferences supported by acceptable documents.
- Include a mortgage preapproval letter dated within the previous 120 days.
- Submit the application before August 17, 2026 at 5:00 p.m. Pacific Time.
- Save the confirmation and a copy of the submitted information.
Do not submit duplicate household applications. A second application does not improve your lottery position and may create a disqualification problem.
For general fraud prevention, submission checks, and recordkeeping, use the guide on how to apply for an affordable housing lottery safely .
Agent Contact and Open-House Information
- Seller’s real estate agent: Robert Belli.
- Telephone: 415-317-8540.
- Office hours: Monday through Friday, 10:00 a.m. to 5:00 p.m.
- Published open house: August 4, 2026 from 5:00 p.m. to 7:00 p.m.
Recheck the DAHLIA listing or contact the agent before traveling. A published showing can be changed or canceled, and attending an open house does not count as submitting an application.
What Happens After the Application Deadline?
After August 17, 2026 at 5:00 p.m. Pacific Time, the page should no longer describe the opportunity as open unless the City officially changes the deadline.
- The application period closes.
- Submitted applications are reviewed for lottery inclusion.
- Lottery numbers are assigned and applicable preferences are applied.
- Official results or ranked information are issued through the approved process.
- The agent contacts applicants in the applicable order.
- A reached household completes the detailed buyer application and supporting-document review.
- MOHCD determines program eligibility while the lender completes underwriting.
- An approved buyer proceeds toward contract, final approval, and closing.
A favorable lottery number does not guarantee the home. A higher-ranked applicant may be ineligible, withdraw, fail financing, miss a deadline, or decline the unit. The agent may then contact another applicant.
Documents Required If Your Application Is Reached
If the agent reaches your application, expect a detailed request with a short response deadline. Selected BMR applicants may be required to provide a fuller application and supporting documents within five business days after contact.
The exact request controls, but common review categories include:
- Government-issued identification.
- Household-member and title information.
- Employment history and recent income records.
- Tax returns and self-employment records when applicable.
- Recent consecutive bank and investment statements.
- Retirement and other asset records.
- Mortgage preapproval and lender documents.
- Homebuyer education verification.
- First-time homebuyer certifications.
- Proof for each claimed lottery preference.
- Explanations for large deposits, transfers, gifts, or financial changes.
The separate affordable housing application document guide can help you prepare, but the current request from the agent and MOHCD remains controlling.
Financing, Program Approval and Purchase Closing
Lottery selection starts the final review; it does not complete it. The proposed mortgage must satisfy the lender and MOHCD, and the household must continue to meet all program requirements through the applicable approval and closing stages.
Before closing, the buyer should review:
- The purchase agreement and approved mortgage.
- The title and owner-occupancy requirements.
- The condominium declaration, bylaws, budget, and HOA obligations.
- The City’s monitoring and reporting requirements.
- The restricted-resale calculation.
- Rules governing rental, refinancing, transfer, and future sale.
- The applicable BMR disclosure and program documents.
Do not sign a purchase agreement or commit nonrefundable money without understanding which lender, City, inspection, title, and transaction approvals remain outstanding.
BMR Owner-Occupancy and Resale Restrictions
Unit 212 is a restricted primary residence, not an unrestricted investment property.
- Owner occupancy: The approved household generally must occupy the home as its principal residence.
- Rental restriction: Renting or subleasing the unit requires compliance with the applicable restrictions and any required prior authorization.
- Monitoring: MOHCD may require ongoing occupancy, title, loan, and household certifications.
- Transfer controls: Adding or removing an owner, transferring title, or refinancing can require City approval.
- Restricted resale: The future maximum resale price is calculated under BMR rules rather than unrestricted market pricing.
- Future buyer eligibility: A later purchaser must satisfy the applicable program requirements in effect at that time.
The temporary eligibility adjustments used for the 2026 resale do not automatically become permanent rights attached to the home.
How This Page Will Track the Final Status
This canonical URL will be updated through each stage instead of creating separate pages:
- Open: DAHLIA is accepting applications.
- Closed: The deadline has passed.
- Results pending: The lottery or ranked information has not been released.
- Results posted: Official selection information is available.
- Buyer review: One or more applicants are completing eligibility and financing review.
- Alternate review: Another applicant may be contacted if the leading household does not proceed.
- Under contract: An approved transaction is moving toward closing.
- Sold: The restricted resale has closed.
Do not rely only on an old search-result snippet. Check the verification date and current status at the beginning of this page.
Final Application Checklist
- Confirm that DAHLIA still marks Unit 212 as open.
- Confirm the August 17, 2026 deadline in Pacific Time.
- Review the $355,747 price and $597 monthly HOA dues.
- Compare your household income with the current 120% AMI limit.
- Confirm first-time homebuyer eligibility.
- Obtain mortgage preapproval dated within the previous 120 days.
- Prepare the minimum buyer contribution, closing costs, and reserves.
- Document any claimed preference.
- Submit one accurate application through DAHLIA.
- Save proof of submission and monitor agent messages.
The 1400 Mission Street Affordable Home Listing remains open only until August 17, 2026 at 5:00 p.m. Pacific Time unless MOHCD publishes a change. Apply through the official DAHLIA process, keep your financing and eligibility records ready, and do not treat a lottery position as final approval to purchase Unit 212.