400 Beale Street Affordable Home Listing: Price, Eligibility and Application Status
The 400 Beale Street Affordable Home Listing is open for one two-bedroom Below Market Rate home in San Francisco, with applications due August 13, 2026, at 5:00 p.m. Pacific Time. The advertised purchase price is $499,888. Applicants must follow the DAHLIA instructions, meet the listing’s income and household rules, and submit the required application, mortgage preapproval, and homebuyer education verification before the deadline. The listing does not guarantee eligibility, financing, selection, or a completed sale.
Quick answer: Unit 407 at 400 Beale Street is a two-bedroom, two-bathroom BMR condominium with one parking space and approximately 1,143 square feet. The opportunity is targeted at 100% of Area Median Income. Eligible household income is capped by household size, and at least two people are required for the two-bedroom unit. Check the live DAHLIA page immediately before submitting because the status will change after the deadline.
For other active purchase opportunities, use the open San Francisco BMR homes for sale on DAHLIA page. This property page remains focused only on Unit 407 at 400 Beale Street and will continue to track its application, lottery, waitlist, and sale status on the same URL.
Current Status of the 400 Beale Street Affordable Home Listing
- Status: Open for applications as verified on August 4, 2026.
- Application deadline: August 13, 2026, at 5:00 p.m. Pacific Time.
- Opportunity type: Below Market Rate homeownership resale.
- Available homes: One condominium, Unit 407.
- Location: 400 Beale Street, Unit 407, San Francisco, California 94105.
- Administering office: San Francisco Mayor’s Office of Housing and Community Development.
- Application system: DAHLIA San Francisco Housing Portal.
Submit before the exact deadline shown on DAHLIA. Beginning an application, attending an open house, requesting a tour, or obtaining a mortgage preapproval does not extend the filing period. The official DAHLIA status controls even when another real estate website shows a different property label.
Unit 407 Price, Size, and Monthly Costs
- Advertised purchase price: $499,888.
- Bedrooms: Two.
- Bathrooms: Two.
- Approximate size: 1,143 square feet.
- Parking: One parking space.
- Reported HOA dues: Approximately $1,392 per month, subject to the current disclosure package and any later association change.
- Building: Bridgeview, in San Francisco’s South Beach area.
The purchase price is not the full cost of ownership. Before applying, review the expected mortgage payment, HOA dues, property taxes, homeowners insurance, utilities, closing costs, inspection costs, and any disclosed building assessment. Do not use an online mortgage estimate as proof that you can qualify.
Income Limits and Household Size
The current opportunity is advertised at 100% of Area Median Income. Household income means the income counted under the applicable Mayor’s Office of Housing and Community Development rules, not simply the income of the person submitting the application.
- Two-person household: Maximum annual income of $129,700.
- Three-person household: Maximum annual income of $145,900.
- Four-person household: Maximum annual income of $162,100.
- Five-person household: Maximum annual income of $175,050.
- Minimum occupancy: At least one person per bedroom, which means at least two household members for this two-bedroom home.
No separate minimum annual income amount was published in the listing information reviewed. This does not mean a household can purchase without adequate income. The lender must still determine that the household can support the approved mortgage and other ownership costs.
Use the limits attached to this application cycle. Do not use an income chart from 2019, an older Unit 407 sale, or another BMR property. Income limits and program adjustments can change between listing cycles.
Basic Buyer Requirements
Before applying, confirm every requirement on the current DAHLIA page. The advertised base requirements include the following:
- First-time homebuyer status: The listing states that applicants must meet the applicable first-time homebuyer requirement.
- Income eligibility: Counted household income must remain within the limit for the correct household size.
- Homebuyer education: Complete the required approved homebuyer education and provide verification by the application deadline.
- Mortgage preapproval: Obtain a current preapproval from a lender accepted for the San Francisco BMR homeownership process.
- Available buyer funds: Have enough verified funds for the down payment, closing costs, reserves, inspections, and other lender or transaction requirements.
- Occupancy: The successful buyer must purchase the home as an eligible owner-occupant under the BMR rules.
Temporary buyer waivers have applied to some San Francisco BMR listings, but applicants should not assume that every waiver applies to Unit 407. Use only a waiver displayed on the current DAHLIA listing or confirmed in writing by the administering office.
Is There a Minimum Down Payment or Minimum Income?
The published listing information reviewed does not state a fixed minimum income or a single required down-payment amount for every buyer. The actual cash and financing needed depend on the approved loan, closing costs, lender conditions, HOA dues, and the buyer’s verified financial profile.
Do not submit an unsupported estimate. Your mortgage preapproval should be prepared for this BMR purchase opportunity and should reflect the price and financing structure required by the listing. Keep proof of the funds that will be used for the transaction.
Preferences and Accessible-Unit Status
Housing preferences can affect lottery order only when they are listed for the opportunity and properly documented. Claim a preference only when your household meets the stated rule and can provide the required proof by the applicable deadline.
No separate accessible-unit designation was confirmed for Unit 407 in the listing information reviewed for this update. Applicants who need an accessibility feature or a reasonable accommodation should follow the instructions on the live DAHLIA listing and contact the listed agent promptly. Do not assume that a general building amenity makes the condominium an officially designated accessible unit.
How to Apply for 400 Beale Street Unit 407
- Open DAHLIA: Go to the official San Francisco homes-for-sale directory and search the exact address and unit number.
- Confirm the status: Make sure Unit 407 still shows an open application period ending August 13, 2026.
- Read the full listing: Check household size, income, first-time buyer, education, lender, preference, and document rules.
- Complete homebuyer education: Obtain the required verification in the form accepted by the listing.
- Get mortgage preapproval: Use an eligible lender and confirm that the letter remains valid through the application review.
- Complete the application: Enter accurate household, income, asset, and contact information.
- Attach every required item: Include the preapproval and homebuyer education verification, plus any other document requested by DAHLIA or the application agent.
- Submit before 5:00 p.m. Pacific Time: Do not rely on a saved draft or an incomplete upload.
- Keep proof: Save the confirmation, complete application, attachments, and all later messages.
Robert Belli is identified as the seller’s real estate agent for the current listing. Use the contact details displayed on the live DAHLIA page for listing-specific questions. Do not send financial or identity documents to contact information copied from an older 2019 listing.
Documents to Prepare
The initial application and the later eligibility review are separate stages. Prepare clear, current records so you can respond quickly if your application advances.
- Initial application materials: The completed application, mortgage preapproval, and homebuyer education verification.
- Household records: Identity and household-member information requested by the agent or administering office.
- Income records: Current pay, benefit, tax, self-employment, or other income documents required for each household member.
- Asset records: Statements and explanations needed under the applicable asset-review rules.
- Preference proof: Documentation for any preference claimed on the application.
- Buyer funds: Evidence of down-payment, closing-cost, reserve, or other funds when requested.
If selected for review, be prepared to complete a more detailed application and provide supporting documents within the deadline stated in the agent’s notice. Current DAHLIA BMR ownership instructions commonly require a response within five business days after contact. Follow the notice you actually receive because it controls your case.
What Happens After the August 13 Deadline
After 5:00 p.m. Pacific Time on August 13, 2026, the page should no longer describe the opportunity as open. The agent and the Mayor’s Office of Housing and Community Development will process timely applications under the selection method stated on DAHLIA.
The next stages may include:
- Application closure: Late applications are not added to the completed filing period.
- Initial review: The agent checks submissions for the materials required at the deadline.
- Lottery or ordered selection: If DAHLIA schedules a lottery, applicants are placed in the official order after applicable preferences are considered.
- Applicant contact: The agent contacts households in the authorized order.
- Detailed eligibility review: Selected households provide current supporting documents and complete the post-selection process.
- Financing and purchase review: Eligibility, mortgage approval, property disclosures, inspections, and purchase documents must still be completed.
- Waitlist or next applicant: The agent may move to another household when an earlier applicant does not proceed or does not qualify.
No official lottery date or result date was verified for this update. Do not publish a date until it appears on DAHLIA. This same page should be updated after the deadline to show “closed,” “results pending,” “waitlist,” “under review,” or “sold,” based on the official status.
Resale and Owner-Occupancy Restrictions
Unit 407 is not an unrestricted market-rate condominium. The buyer must follow the BMR agreement and the applicable Inclusionary Affordable Housing Program rules. The home remains subject to monitoring and resale controls.
- Restricted resale: A future sale must follow the City’s BMR resale process and restricted pricing rules.
- Qualified future buyer: The next buyer must meet the program requirements in effect for the resale.
- Owner occupancy: The approved household must use the condominium as required by the governing BMR documents.
- Program acknowledgment: The buyer may be required to acknowledge the applicable monitoring and procedures manual and recorded restrictions.
- HOA obligations: Ownership also remains subject to the building’s covenants, conditions, restrictions, dues, and properly adopted assessments.
Paying the listed price does not remove these restrictions. Review the BMR documents, title materials, HOA package, disclosures, and financing terms before signing a purchase contract.
Common Mistakes to Avoid
- Using the 2019 listing: Unit 407 was sold in an earlier BMR cycle with different prices and income limits.
- Missing the time zone: The deadline is 5:00 p.m. Pacific Time, not the applicant’s local time.
- Submitting only a DAHLIA form: The current opportunity also requires the listed financing and education records.
- Using an outdated preapproval: Confirm that the lender letter meets the current listing requirements.
- Assuming one income figure fits everyone: Use the limit for the household’s actual size.
- Ignoring HOA costs: Monthly dues can materially affect lender approval and the household budget.
- Claiming an unverified preference: A preference must be supported by the required proof.
- Treating selection as final approval: The household, financing, documents, and purchase remain subject to review.
- Following an MLS status instead of DAHLIA: The City listing controls the affordable-housing application stage.
Current Next Step
The 400 Beale Street Affordable Home Listing remains open through August 13, 2026, at 5:00 p.m. Pacific Time, based on the status verified August 4, 2026. Open the official DAHLIA listing, confirm the current instructions, and submit the application, mortgage preapproval, homebuyer education verification, and every required attachment before the deadline. The Mayor’s Office of Housing and Community Development controls program eligibility, and the most serious mistake is relying on the older 2019 sale or a non-DAHLIA status.
Last verified: August 4, 2026. This URL should remain the permanent project page and be updated when the listing closes, results are posted, a waitlist is created, or the home is sold.